What is the Lydia IBAN?
What is the Lydia IBAN? Lydia provides verified users > 18 with several free French IBAN (account number) to receive bank transfers. This French IBAN is made of a country code (FR), a control key (2…
Instant transfers to your bank account
Transfers sent from the application are instant and free for all customers. Conditions to send an instant transfer. Customers don't need to follow a specific path in-app, nor to select an option to e…
Transfering money to a bank account
Customers can transfer money from their account to a bank account at any time. To do so, they must know the IBAN of the recipient account, or have previously registered it in the application in advan…
Receiving paychecks on Lydia
Customers can directly receive their paychecks on a Lydia account. It is even encouraged for those who significantly use the app and the means of payments it offers. They would no longer need to reme…
How long does a transfer to a Lydia IBAN take?
Lydia has chosen instant payment as its standard for bank transfers: whenever possible, Lydia receives your transfer via instant payment technology. If instant reception is not possible, it will be d…
Adding an IBAN in Lydia
There are two options to add an IBAN: adding it directly from the "Account" tab , in the "Beneficiaries" menu by tapping the "➕" at the bottom right of the screen. directly entering the IBAN when sen…
Why was my Lydia IBAN rejected?
Some banking institutions may not recognise the Lydia IBAN, the BIC or our banking partners. This occurs when they don’t update their SEPA database and don’t get the latest information on new banking…
What is the address of the Lydia IBAN issuing bank?
Some banks will ask for the address of the Lydia IBAN issuing bank. You can find that information in "Account" tab, then "IBAN" menu. Just display the Lydia IBAN in PDF format. The address is the fol…
What are IBANs and BICs?
IBAN. IBAN stands for " International Bank Account Number ". You can use the Lydia IBAN to transfer money from your bank account to one of your Lydia accounts. BIC. BIC stands for " Bank Identifier C…
Compatible bank accounts and IBAN
From their application, customers can easily add an IBAN and transfer money to this IBAN. Customer whose identity is not verified. Customers who haven't verified their identity yet can add and transf…
How much do bank transfers cost?
Incoming transfer on a IBAN Lydia. Incoming transfers are entirely free for Lydia IBAN holders. If the issuing bank's currency is the Euro and part of the Single Euro Payments Area (SEPA), you will n…
Delete an IBAN in Lydia
To manually delete an IBAN added to their Lydia account, the user must go to the " Accounts " tab of the application, then : Click on the three small dots at the top right of the screen;. Select " Be…
About the new Lydia IBAN
Since summer 2023, Lydia has provided its users with a new IBAN. They can access it from the application's second tab or by clicking here from a smartphone. A visible sign of Lydia's growing autonomy…
Old Lydia IBAN: expired on January 3rd 2024
Since January 3, 2024, wire transfers or direct debits made to your former IBAN (starting with FR76 1679 and whose BIC was TRZOFR21XXX) is declined and sent back to the sender. To receive bank transf…
