The bank account, by Lydia

Sumeria was created in 2024 by the same innovative French company that developed the popular payment app Lydia.

After simplifying payments, the company now aims to do the same for the current account.

In its basic version, which allows you to receive and spend several thousand euros per month, Sumeria is free (provided you make at least one eligible transaction every two months). The card is also free.

Sumeria is a reputable French service that has been licensed and regulated in France for many years.

Millions of customers already use it and each benefits from deposit protection provided by the French Deposit Guarantee Fund, up to €100,000.

As a tech-driven company, Sumeria operates on a modern system and structure, enabling it to use and offer next-generation tools that are more responsive and often considered more secure.

Its greatest strength is probably its efficiency, thanks to its speed, while remaining extremely easy to use. Real-time updates of account balances and transactions provide clearer insight into personal finances — something often lacking with traditional banks.

But Sumeria also offers two exclusive features, even compared to online banks:
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• Interest-bearing current accounts
• The ability to organize and spend your money using as many sub-accounts as needed, to better budget and understand your expenses.

Yes for the first 3 months, then 1%.
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