We launched the Lydia app in 2013, a service for online money pots and payments between friends that rapidly grew popular. We had a single objective in mind: create a means to pay in a simple, quick, and secure manner with something we always have with us: our phone.

We were committed to maintaining our high standards in terms of ease of use when we launched Sumeria in 2024. 

Sumeria offers a simple and intuitive range of online banking solutions as a service, aimed at helping individuals view their money in a less mercantile way. Its technology is discreet, its design elegant, and its content devoid of jargon.

With Sumeria, we aim to change the face of banking: a free and interest-bearing account for the first time in France, a card that’s commission-free abroad, and an assisted savings programme – Sumeria+ – to help customers save up. 

Sumeria results from the hard work of a passionate team that strives to bring about groundbreaking changes to the banking industry, accelerate mobile banking adoption and help Europeans transition towards digital money and banks. Men and women who are dedicated, ambitious, and focused on finding the best technical and design solutions to make the lives of our customers easier.

Key figures

• 4 sites in France: Paris, Lyon, Nantes, Bordeaux
• 7 million users 
• 250 employees 

General Management

Executive committee

Philippe Algranti, Chief Human Resources Officer

Marc Robert, Chief Risk and Compliance Officer

Our investors

Our bank partners

Thanks to our leading bank partners, we are able to provide you with the highest level of security. To support us, we have chosen :

Monext and Checkout, for bank cards and payment procedures.

Marqeta, for issuing Lydia VISA cards.

Tink, for the connections with banks that allow account aggregation and the initiation of transfers.

In 2023, Lydia scored 79/100 on the EgaPro index, which assesses inequalities between women and men.

Our history

2011

• Lydia Solutions was created

2013

• The Lydia app is launched in France

2017

• Payments accepted in 400 Franprix stores
• App compatibility with Apple Pay

2020

• French Tech 120 Label 
• 40 million euros in capital raising
• Banking offers were launched

2021

• The interest-bearing savings offer was launched
• 103 million dollars in capital raising
• The company became a French Unicorn

2024

• Sumeria was born and the app split into 2 new, separate apps