Projects to invest in, simply

With an investment account, you can buy and sell whenever you want, without waiting: buy and sell orders are executed immediately, including in the evenings and at weekends.
*Except in the event of a technical incident or an operational constraint beyond our control.

The money you invest is available in your Sumeria account at any time, should you need it.

Alternatively, you can leave it in your trading account for your long-term investments, allowing you to benefit from compound interest.

Forget the usual brokerage fees charged by banks and trading apps (foreign exchange fees, transaction fees, management fees, entry and exit fees): there are none here.

Everything is included in a spread that we strive to keep as tight as possible, so that we can offer you the best price.

Thanks to equity derivatives, every budget can now invest in the world’s most highly valued companies — such as LVMH or Apple — from just €1.

The same goes for crypto. You do not have to buy a whole bitcoin: you invest the amount of your choice.

Like any investor, you may receive dividends in proportion to your investment when the company pays them.

With a trading account, investing is even better together.

Invite friends and family members to follow your portfolio and compare the underlying assets they have invested in with your own.

Only the allocation and performance of underlying assets are visible; invested amounts remain strictly confidential.

The investment products available on the Sumeria App are issued by Bitpanda GmbH (E2023-076, FN569240v), Bitpanda Financial Services (FN551181k, REGAFI ID: 91640), and Bitpanda Metals GmbH (FN511923d), acting respectively as a digital-asset service provider registered with the French Financial Markets Authority (AMF), a licensed investment services provider authorised by the Austrian Financial Market Authority (FMA), and a company licensed to trade precious metals under Austrian regulations (Gewerbeordnung 1994). All of these entities are established at Stella-Klein-Löw-Weg 17, 1020 Vienna, Austria. Lydia Solutions SAS acts as a tied agent (registered with ORIAS under number 18 007 465) for the promotion and transmission of orders relating to investment products offered by Bitpanda. Lydia Solutions SAS also acts as the technology partner of Bitpanda GmbH and Bitpanda Metals GmbH by providing an in-app interface that enables customers to access the services offered by these entities directly.

These products are subject to the Terms and Conditions and are exclusively available to French tax residents aged 18 or over, with a phone number beginning with +33 and a verified payment account.

They enable you to invest in equity or Exchange Traded Fund (ETF) derivatives, cryptocurrencies, and precious metals (with Bitpanda Metals GmbH, FN511923d).

*Equity and ETF derivatives are financial contracts that track an underlying share or ETF. They are not traded on a stock exchange or on other trading platforms, but may be sold back to Bitpanda at any time in accordance with the General Terms and Conditions of Sale. More information about derivatives and cryptocurrencies, their issuer and their risks is available in the Prospectus on Bitpanda.com.

** By investing through the Sumeria App, you are indirectly, notionally and proportionally entitled to the corresponding dividend or fund distributions. These virtual dividends are automatically credited directly to your Sumeria balance.

The information provided on this page is for information purposes only and does not constitute advice, a recommendation, or an invitation to enter into a transaction.

And remember: money invested in derivative products may be exposed to risk. You should carefully consider your ability to bear losses and make an informed decision before investing your money. Past performance is not indicative of future performance.