Pay your way.
A physical card for everyday spending. Virtual cards for shopping online.
Every month, up to €10,000 to win. Have your income paid into Sumeria for a chance to win in the prize draw.
How to take part6 October 2026 to 5 May 2027 · 6 draws, starting on 6 December 2026. Terms apply.
Meet both conditions in each of the two months. Then we take care of the rest: you are entered into the draw automatically.
Find out moreHave your income paid into Sumeria, in one or more payments, and use your physical or virtual card. See which income counts.
Meet the same conditions again the following month, with no month in between.
Completed both steps? Sumeria checks that you meet the conditions and enters you into the draw. No forms. No confirmation. There’s nothing else to do.
One winner. Up to €10,000 to win.
No further action needed.
For subsequent draws, you must still meet both conditions for two months in a row. Under the rules, the draw takes place in the week following the end of the second month.
Every eligible customer gets one entry in the monthly draw. Your Sumeria plan does not affect your chance of winning.
There are six draws in total: one per month, with one winner each time. The winner receives an amount equal to their eligible income in the second month, up to €10,000.
Receive your income, pay for your purchases and manage your budget. With Sumeria, it all happens in one place.
A physical card for everyday spending. Virtual cards for shopping online.
Create dedicated accounts for your goals and track your spending in real time.
Enjoy an interest-bearing current account, subject to the terms of the offer.
See the termsAsk Sumeria’s AI assistant by text or voice, directly in the app.
No. In each of the two months, you must receive at least €800 in eligible income from external sources and make at least five payments of €0.50 or more with your Sumeria card. Each period runs from the 6th to the 5th of the following month. A first incoming payment alone does not qualify you for the next draw.
No. You must meet both conditions in each of the two months: at least €800 in eligible income and at least five payments of €0.50 or more. Meeting one condition in the first month and the other in the second is not enough.
No. Every eligible customer gets one entry and the same chance of winning, regardless of their plan.
No. This is a prize draw. One winner is selected each month, making six winners over the whole campaign. Each winner can receive up to €10,000.
The €800 threshold is the total eligible income received from external sources during each period, from the 6th to the 5th of the following month. Government benefits are included. The amount does not have to arrive in a single payment. Transfers between Sumeria accounts, transfers from Lydia and transactions between users of the group’s apps are excluded.
You must be at least 18, primarily resident in France (including overseas territories) or Belgium, and hold an active Sumeria payment account in your name throughout the campaign. Employees of Lydia Solutions and its affiliated companies, and anyone involved in organising the campaign, are excluded. At the time of the draw, your Sumeria account must not be frozen, blocked, subject to a compliance procedure or pending closure.
Cash withdrawals and top-ups to third-party, e-money or investment accounts do not count. Declined, unsuccessful, cancelled or refunded payments, and payments linked to prohibited activities, are also excluded.
If you win, the amount paid equals your total eligible income for the second month, up to €10,000. It is credited to your Sumeria account within 30 days of the draw, after you accept and the checks required by the rules are completed.
No, there’s nothing else to do. Once you have completed both steps — at least €800 in eligible income and five payments of €0.50 or more in each of the two months — you are entered into the draw automatically. Sumeria checks the conditions at the end of the second month. There are no forms to fill in and no registration to confirm.
Open your Sumeria account and meet both conditions in each of the two months. You are then entered into the draw automatically. Each period runs from the 6th to the 5th of the following month.
Open an account