Your questions, answered.
Does my first incoming payment make me eligible?
No. In each of the two months, you must receive at least €800 in eligible income from external sources and make at least five payments of €0.50 or more with your Sumeria card. Each period runs from the 6th to the 5th of the following month. A first incoming payment alone does not qualify you for the next draw.
Can I meet one condition each month?
No. You must meet both conditions in each of the two months: at least €800 in eligible income and at least five payments of €0.50 or more. Meeting one condition in the first month and the other in the second is not enough.
Does my plan affect my chances?
No. Every eligible customer gets one entry and the same chance of winning, regardless of their plan.
Does everyone win?
No. This is a prize draw. One winner is selected each month, making six winners over the whole campaign. Each winner can receive up to €10,000.
Which incoming payments count?
The €800 threshold is the total eligible income received from external sources during each period, from the 6th to the 5th of the following month. Government benefits are included. The amount does not have to arrive in a single payment. Transfers between Sumeria accounts, transfers from Lydia and transactions between users of the group’s apps are excluded.
Who can take part?
You must be at least 18, primarily resident in France (including overseas territories) or Belgium, and hold an active Sumeria payment account in your name throughout the campaign. Employees of Lydia Solutions and its affiliated companies, and anyone involved in organising the campaign, are excluded. At the time of the draw, your Sumeria account must not be frozen, blocked, subject to a compliance procedure or pending closure.
Which card payments are excluded?
Cash withdrawals and top-ups to third-party, e-money or investment accounts do not count. Declined, unsuccessful, cancelled or refunded payments, and payments linked to prohibited activities, are also excluded.
How much can I win, and when will I receive it?
If you win, the amount paid equals your total eligible income for the second month, up to €10,000. It is credited to your Sumeria account within 30 days of the draw, after you accept and the checks required by the rules are completed.
Do I need to register for the draw?
No, there’s nothing else to do. Once you have completed both steps — at least €800 in eligible income and five payments of €0.50 or more in each of the two months — you are entered into the draw automatically. Sumeria checks the conditions at the end of the second month. There are no forms to fill in and no registration to confirm.