About the card
Sumeria cards are modern payment cards. They are Visa Debit cards that are accepted worldwide by merchants and ATMs, whatever the currency. They allow customers to pay using money they have on one of…
About the black card
With the black card, customers benefit, in addition to the advantages of the classic card, from a simple and instant payment solution for all their current expenses with extended limits: extensive sp…
How much is the card?
The very first card order is free, whatever the customer's version. For all additional cards, a fee corresponding to the manufacturing and delivery costs will be applied when the order is validated:…
Order, Delivery and Activation of the card
Ordering a card. In order to order a card, the customer can go to the "Cards" screen available from the home page of the application by clicking on the card holder. By clicking on the ➕ at the top ri…
Card payment abroad
Physical , contactless or virtual cards allow you to pay and withdraw money free of charge anywhere in the world, in any currency (with the exception of countries banned by OFAC ). How the card works…
Card features
Block the card? If their card is lost or stolen, customers can block it instantly from their mobile application or computer. This operation is free, reversible and unlimited. Settings. The following…
Payment and withdrawal limits
The card has two types of limits: the limits set by the customer offer and the own set by himself to take control of his spending. Limits of the card. Limits to payments and cash withdrawals with the…
Withdraw from an ATM
Should you need cash in Euros or in a foreign currency, you can use the card to make withdrawals anywhere in the world (except for countries banned by OFAC ). How do I enable/disable ATM withdrawals?…
Contactless payments
Contactless payment. It refers to a payment made without entering credit card into a terminal and typing your PIN. Customers only have to press their card at the terminal to pay. More and more retail…
Card: use Policy
Customers can order Sumeria card at any time from the app. The card is free of charge as long as customers respect the limits set and mentioned within this article. Same price for everyone, everywher…
About payment methods
Customers can use different payment methods: physical cards , virtual cards and contactless mobile payments. Paying with a physical card. The card is accepted worldwide. It enables customers to pay i…
Card PIN
Setting the PIN code. The PIN code is set by the customer when they order their card. This is the code that the customer types into the payment terminal when paying at a merchant or withdrawing cash…
Card expiration
If the card expires, we automatically order a new one and deliver it to the customer's address. How long does a card last for? Each card can be used for three years — then, it expires. Its expiration…
Visa card - customization
A Visa card in the customer's image. One of the special features of this card is that it can be customized. Customers can add a slogan, a quote, song lyrics, a joke, etc. Customization available from…
Using your Lydia balance
There are different ways to spend the money you receive on Lydia. You can: Send it to someone from Lydia. Pay in store by paying contactless with your phone or using the Lydia card. Pay online or in…
Change the payment source after a purchase
It is possible to change the payment source used for any card payment ( physical card , contactless mobile payment , virtual card ). The amount will be debited from the new payment method and credite…
Change the payment source of a card
At any time, the customers can choose which account they want to take money from. Change the payment source. Simply open the details of the payment method ( physical card , contactless mobile payment…
Amazon gift cards
Presentation of Amazon gift cards on Lydia 🎁. Amazon gift cards in Lydia represent an excellent idea for a gift, or if the user simply wants to give himself a voucher. For every gift card purchased,…
3D Secure verification for online purchases
Online payments do not require the customer to enter a card PIN as it could be the case at physical stores. In order to confirm an online payment, a verification process called 3D Secure (3DS) has to…
Card bearing the Paris 2024 colours
The card is currently out of stock, but will be restocked in the coming weeks. Sumeria presents a new card showcasing the Paris 2024 colours , thanks to Visa. This colourful card, that can be used fo…