Manual Pay and be paid Means of payment Cards About the black card

About the black card

With the black card, customers enjoy a simple and instant payment solution for all their current expenses with extended limits: extensive spending limits, insurances, a concierge service and a preferential customer service.

Since December 4, 2024, the Lydia Black+ offer has migrated to the Sumeria Black Card, with no changes to pricing or commitment terms. Customers have the same benefits, including insurance, spending limits, and access to customer service and concierge services.

Black card exclusive benefits 

For €9.90 a month, customers enjoy: 

  • A customizable black Visa Debit card : no fees incurred, be it in France or abroad ;
  • Extended limits : spending limit of €25,000 per month, possibility of having 3 valid physical cards, greater number of ATM withdrawals ;
  • Insurances : coverage for travel, winter sports, the means of payments and online purchases for clients and their loved ones ;
  • Concierge service : via text message, to assist and treat them ;
  • Customer service : by phone, booking required.

Price and cancellation policy

With the black card, customers can cancel after 12 months, starting from the subscription date. They can choose to pay:

  • annually for €99 (that's 2 months for free compared to monthly payment) ;
  • monthly for €9.90 a month.

The offer is automatically renewed until customers terminates the subscription. The offer can be terminated from the "Sumeria offer" screen in-app. 

From the app V13 onwards, subscriptions are automatically debited from the customer's main account.

Eligibility conditions

To order and use a card, customers must:

  • be over 18 ;
  • live in a country where Sumeria is available ;
  • have had their identity verified.

We disregard the profession, banking status, income and other monthly revenue on customer accounts.

A customizable card

Once they ordered their second card, customers can customize the card they order with a quote that will be added to the back side of the card. The customer first and last names will still be written on the front side of the card alongside the card numbers. Find out more regarding the customization policy.