Comparison of card offers
The Sumeria card is a latest-generation payment card accepted worldwide by merchants and ATMs, regardless of the country’s currency. It allows you to use money from all your Sumeria accounts with ease. The effective date of the comparative table below is January 12, 2026. The French version of this comparison prevails over this English version.
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Tarif
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|---|---|
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Free (1)
Immediate debit, without conditions
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€3.90/month (2)
Extended thresholds, telephone customer service
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€9.90/month (2)
High thresholds, insurance and concierge service 7 days a week
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Card
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Commitment |
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|---|---|
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No commitment |
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3 months |
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12 months |
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Physical card |
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Free |
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Free |
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Free |
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Monthly limit for card payments and withdrawals |
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€2,000 |
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€6,000 |
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€25,000 |
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Number of free monthly withdrawals |
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3 |
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6 |
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6 |
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Maximum amount of monthly free withdrawals |
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€250 |
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€800 |
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€1,000 |
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Automatic cashback |
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Type of card |
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Basic |
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Bright |
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Holography |
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Compatible Apple Pay, Google Pay et Samsung Pay. (3) |
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Free of charge for withdrawal and payment abroad (4) |
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Account
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Current account remuneration (5) |
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|---|---|
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1% |
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1% |
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1% |
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Threshold remuneration |
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€10,000 |
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€10,000 |
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€100,000 |
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French IBAN |
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Service and Support
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Travel insurance, payment methods, winter sports, etc. (6) |
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|---|---|
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7 days a week concierge service |
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Telephone assistance |
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Automated help available 24/7 in the app |
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In-app messaging |
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Double authentication |
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Security
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Guarantee of funds |
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|---|---|
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€100,000 |
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€100,000 |
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€100,000 |
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Single-use virtual cards for your online payments (7) |
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Blocking a card from the app instantly |
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- Fees may apply if you exceed the limits mentioned in the table above. All operations carried out via the Sumeria application require an Internet connection. All information regarding the pricing and limits of the cards as well as Sumeria offers is available here.
- (1) Free subject to a payment transaction made within the month with the Basic Card, otherwise, €2/month. 1st month following subscription free.
- (2) Automatic discount of two monthly payment for an annual payment for a total of €39/year for Standard Card, or €99/year for Black Card.
- (3) Service available subject to a compatible terminal.
- (4) ATM withdrawal fees may be applied.
- (5) Terms and conditions apply. Offer reserved for French and Belgian tax residents and subject to eligibility. Nominal rate boosted to 2% for the first 3 months, then 1% (rate subject to change) provided you make at least 10 eligible payments with a Sumeria card. Remuneration paid from €0.50 net/month (for the boosted rate) or €0.25 net/month (standard rate). Terms and conditions available here.
- (6) Insurance terms and conditions apply. Details available here.
- (7) Limits apply to the creation and simultaneous use of virtual cards. Beyond these limits, fees may apply.
