Manual Keeping track of money Accounts Funding an account

Funding an account

As a mobile application aiming to simplify payments, Sumeria cannot accept bank cheque or cash deposits on customer's accounts.

From the home screen of the applications, customers can tap the account they want to fund, then click on "Credit". Several funding options are offered.

Bank transfer

Once customers have verified their identity, they can activate their account's IBAN and receive bank transfers.

Customers must add their IBAN as beneficiaries on their external bank account.

The time period before receiving a transfer can vary depending on the transfer type. Customers can receive bank transfers from a third person, a private organization (employer) or a public organization (taxes, CAF, etc.).

Another Sumeria account

Customers can fund an account using the money available on one of their other accounts.

Customers can also credit their account with the money collected on an online money pot.

Debit an external account

The customer can select his bank from a list of compatible banks, he then will be redirected to his bank to validate the transaction. The amount to be credited and the Sumeria IBAN are automatically pre-filled.

The time period before receiving a transfer can vary depending on the transfer type.

By card or with Apple Pay

Customers can immediately fund their accounts by crediting it with their bank card or via Apple Pay. This method is simple and instantaneous. However, it is subject to certain limits, which can be consulted at this link.