More information - Sumeria+ with the standard card
You can combine the standard card's benefits with those of Sumeria+, for only €6.90/month
The standard card
The standard card is the ideal card for those who use Sumeria for their daily banking transactions.
This card extends your payment and ATM withdrawal limits, its price is very reasonable and it can be called anytime. On top of the classic card benefits, the basic card also gives access to preferential customer service.
Standard card exclusive benefits
- A Visa Debit card: customizable, to pay anywhere with no fees incurred, be it in France or abroad
- Comfortable payment limits: pay up to €6,000 a month, option to have 3 valid physical cards, and 6 ATM withdrawals per month
- Sumeria customer service: via telephone appointments
What's more, the card is
- Smart: you can activate or block it at any time from the application. You can also control your spending limits, turn on or off "contactless" payments, online payments, ATM withdrawals and transactions abroad.
- Multi-account: you can change the account debited with your card at any time from the account details.
- Perfect for trips abroad: no fees are incurred for using your card abroad, within applicable limits. Learn more.
The Sumeria+ offer
Sumeria+ is Sumeria's paying offer dedicated to assisted savings. It offers a programme that aims to help you develop good savings habits. Several savings and financial management tools are available to you, such as the option to round up payments to the nearest euro, expenses categorization, etc. Assistance via a support dedicated to this offer is also included.
A programme based on the creation of a major project
This assisted savings programme is based on the creation, preparation, and tracking of a major project. The purpose of this major project is to help you identify a project that will motivate you to grow new savings habits. It can have a medium or long-term focus (plan for the future, long travel, important purchase...). This major project materializes with an account in-app.
Description of the assisted savings tools
Start of month transfer: From the Sumeria+ centre, you can activate a start of month transfer. You define an amount and a date on which you will be reminded to confirm the transfer.
Rounding up to the nearest euro: it allows you to automatically save up the remaining cents between the price you paid and the nearest euro. For example, for an expense of €2.35, €0.65 will automatically be saved. Rounding up to the nearest euro applies to all transactions made by card, whether physical, digital or virtual.
Project accounts: in addition to the major project you defined when setting up Sumeria+, you can create other project accounts for which you want to save up. Each project account can be used to save up ahead of a planned expense (Christmas gift, summer holidays...). You can create as many accounts as you have projects you want to save up for.
The assisted savings game is perfect to save up in a simple and fun way. If you enable this feature from your Sumeria+ Centre (in the mobile app), you will receive a notification each week inviting you to take up the challenge.
Activating this tool is recommended to save up efficiently.
How the programme works on a daily basis
During the month, the money saved up thanks to the Sumeria+ tools is credited, by default, on your cash reserve. At the end of the month, you can allocate part of the money you have on your cash reserve to your major project (or to your other project accounts). The money remaining in your cash reserve can be used to cover for unexpected expenses in your daily life. This is why it's recommended you always keep part of the money they collected in your cash reserve, so you don't have to borrow from their major project in case of need.
Description of budgeting tools
Budgeting accounts: you can create budgeting accounts that allow you to monitor the transactions for a specific expense type (Leisure, Shopping, Groceries...). You can create as many budgeting accounts as you have expense types. You can then allocate a budget to each account and a gauge will allow you to track the evolution of your expenses during the month, and thus better manage your budget.
Monitoring charts and expenses categorization: in order to better manage your budget, visualize your spending pace over time as well as the category linked to each transaction (by time period, account, expense type).
Fixed expenses monitoring: you can enter fixed expenses (type, price, payment date) and access the list of your fixed expenses from your Sumeria+ Centre. A notification a few days before the debit, monthly and annual indicators as well as creating budgeting accounts dedicated to your expenses will help you anticipate your direct debits.
Alerts: in order to closely monitor your expenses and your budget, you can set up custom alerts for each of your accounts. This way, you will be alerted when you balance is too low, when an expense is above a specific amount or for other scenarios. Learn more.
Price and cancellation policy
If you go for this offer, you can cancel it after 6 months. You can choose to pay:
- annually for €69 (that's 2 months for free compared to monthly payment)
- monthly for €6.90 a month
The offer is automatically renewed until you terminate it in the in-app "Sumeria offers" screen.
