Sumeria+ savings tools
Tools to help you put money aside easily, without thinking about it and even having fun. At the end of the month, the money set aside in the reserve account can be distributed to one or more project accounts: it’s up to you to decide what you want to do with it.
Rounding up
Rounding up is an option that automatically saves the centimes between the price paid by the customer and the next higher euro.
For example, for an expenditure of €2.35, 65 centimes are automatically set aside.
Once the function has been activated, rounding up is applied to all card transactions, whether physical, digital or virtual. It’s a simple, painless way to put a little money aside.
Transfer at the beginning of the month
Personal finance experts agree on one thing: the best time to put money aside is at the beginning of the month, after you’ve earned your income. But don’t forget, or tell yourself you’ll do it later.
Sumeria+ helps you adopt this tried-and-tested best practice by making transfers at the beginning of the month. Choose the amount and the date of your choice and, each month, on the date you wish, you will set aside the defined amount. But you’re still in control: each transfer requires your approval. This allows you to adjust your savings choices according to your current situation.
Savings game
Each week, a notification invites you to take part in a game, directly in the app. The rule is simple: you have to choose between four tokens, face down.
Each token has a value of €2, except one, which has a higher value (€4, €6, €8…), and the value of this “surprise” token changes every week. It’s a game of chance with a touch of suspense, so you can set aside small sums and have fun at the same time.
