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Sumeria+ is Sumeria's paying offer dedicated to assisted savings. In addition to the benefits of the standard version, it offers many assisted savings and financial management tools, as well as a personalized support. All for just €4.90 a month.

Discover all the benefits of Sumeria+

A programme based on the creation of a major project

This assisted savings programme is based on the creation, preparation, and tracking of a major project. The purpose of this major project is to help you identify a project that will motivate you to adopt new savings habits. It can have a medium or long term focus (plan for the future, long trip, important purchase...). This major project materializes with an account in-app. 

Description of assisted savings tools

Start of the month transfer: from the Sumeria+ centre, you can activate the start of the month wire transfer. You can set an amount and a date when you will be reminded to confirm the wire transfer.

Rounding up to the nearest euro: rounding up to the nearest euro allows you to automatically save the remaining cents between the price you paid and the nearest euro. For example, for an expense of €2.35, €0.65 will automatically be saved. Rounding up to the nearest euro applies to all transactions made by card, whether physical, digital or virtual.

Project accounts: in addition to the major project defined when setting up Sumeria+, you can create other project accounts for which you want to save money. Each project account can be used to save money ahead of a planned expense (Christmas gift, summer holidays…). You can create as many accounts as you have projects for which you want to save money.

Activating these tools is recommended to save efficiently.

How the programme works on a daily basis

During the month, the money saved thanks to the Sumeria+ tools is credited, by default, on the cash reserve. At the end of the month, you are offered to allocate part of the money on the cash reserve to your major project (or to your other project accounts). The money remaining in your cash reserve can be used to cover for unexpected expenses in your daily life. This is why we recommend to always keep part of the money you collected in your cash reserve, so you don't have to borrow from your major project if needed.

Description of budgeting tools

Budgeting accounts: you can create budgeting accounts that enable you to track transactions for a specific expense type (Leisure, Shopping, Groceries...). You can create as many budgeting accounts as you have expense types. You can allocate a budget to each of your accounts and a gauge will allow you to track your spending over the course of the month, enabling you to manage your budget more effectively.

Monitoring charts and expenses categorization: monitoring charts allow you to visualize your spending pace over time, as well as the category associated with each transaction. You can configure them depending on the view you want to have (by time period, by account, by expense type).

Alerts: to help you keep a close eye on your expenses and budget, you can set up personalized alerts for each of your accounts. You can therefore be alerted when your balance is too low, when an expense exceeds a specific amount or for other scenarios. Learn more.

Price and commitment

Sumeria+ offers two payment plans.

• Monthly payment: you are subscribed for a minimum of 6 months as of the subscription date, for €4.90 a month
• Annual payment: preferential price of €49 (that's two months for free)

The offer is automatically renewed until the customer terminates the subscription from the "Sumeria Offers" screen in-app.